Risk Management Programs - Crop Insurance Publications
Crop insurance policies available in New Hampshire fall into several basic categories. Multi Peril Crop Insurance (MPCI) protects against unavoidable production losses from adverse weather conditions, insect infestation, plant disease, wildlife damage, fire and failure of irrigation water supply. MPCI polices are available for apples, peaches, corn and forage production (legume & legume/grass mixes). Dollar Plan crop policies for fresh market sweet corn, forage seeding and nursery crops provide a guaranteed dollar amount of coverage rather than insuring a production level. Crop Revenue Coverage (CRC) for corn offers protection against unavoidable production losses as well as declines in market price.
Most policies allow farmers to tailor coverage to fit their specific needs. Catastrophic Crop Insurance (CAT) is a minimum level of coverage with very little cost to the farmer. Higher levels of crop insurance (buy-up protection) are subsidized by the USDA so that farmers pay only 33 to 45% of the actual policy cost. Some plans offer options for producers who raise crops for specific markets where quality is critical. Insurance coverage for farmers following organic practices is commonly obtained through a written agreement.
NH Crop Insurance Fact Sheets:
