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Family and Consumer Resources

growingmoney

Our UNH Cooperative Extension family resource management team is dedicated to helping individuals and families increase savings, decrease debt, and increase confidence in managing their finances. Get started by browsing the informative 66 Ways to Save Money.

Save a little; end up with a lot
Some people think they need to win the lottery or receive an inheritance before they will ever be able to save. Can saving $5 or $10 a week really make a difference? Yes! Imagine a couple buying two coffees each per day because they believe neither one of them can make a decent cup of coffee. Four coffees a day, seven days a week at $1.79 each adds up to more than $2,600 a year. This represents a significant portion of their yearly electrical bill or payment towards an outstanding medical bill. Cutting their coffee purchases in half by improving their home coffee-brewing skills would free up more than $1,300 in one year this couple could add to their savings. Try this coffee calculator to see how much you might save. To solve a disappearing dollar mystery in your household, download The Disappearing Dollar worksheet.

To learn more about how money grows over time and how little you'll need to grow an emergency fund of $5,000 or a nest egg of $100,000 or more, check out The Time Value of Money.

Cooperative Extension has money management info and programs for you!
Our Family & Consumer Resources educators offer numerous workshops throughout the year that help individuals and families improve their money management skills. Download Maximizing Your Personal Finances for details.

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bullying

Understanding Bullying

 

Understanding Bullying: Information For Parents and Parent Educators

Brochure & comprehensive training package available for parents, parent-educators, community groups
"Many years of research have shown that bullying in our schools and in our society is a much more damaging and dangerous experience for children than we ever suspected. Unfortunately, it's also much more widespread and is occurring at an earlier age than ever before," says Malcolm Smith, UNH Cooperative Extension family life and family policy specialist. "We've also learned that bullying has many serious consequences for the children who are bullied, for the bullies themselves, and for the bystanders who witness it." (Full Article)


Debunking Common Myths About Bullying

To debunk common myths about bullying and offer parents, schools, and communities concrete, practical advice about what to do, Smith has summarized the latest research findings in two publications (order online):

  • Understanding Bullying, a 16-page booklet for parents or for schools, agencies and community groups that would like to have a good discussion-starter for parent groups.
  • Understanding Bullying: an expanded training package for professionals who work with parents. "This is a comprehensive 'take-and-go' curriculum for parent educators, school personnel, social service, court and other professionals who want to provide parents with the latest research on bullying," Smith says. "The package includes a CD with handouts and resources, a PowerPoint presentation with narrative, links to Web sites and recommended reading on bullying, as well as teaching recommendations and evaluation materials."

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